2025 Simple Ira Contribution Limits Irs. Simple ira contribution limits increased to $16,500 for 2025 ($16,000 in 2025). Just like the traditional ira deduction limits, if you are under the beginning number, you can make a full roth ira contribution.

In their latest update, the irs announced slight increases in 401(k) contribution limits for 2025, while most traditional and roth ira holders will see no changes from 2025. Simple ira contribution limits increased to $16,500 for 2025 ($16,000 in 2025).